Consumer Credit Digital Enablement – Scientist

Consumer Credit Digital Enablement – Scientist

DBS Bank Ltd
Indonesia
0 - 50 Years
Not Specified

Job Description


Job Description :
Business Function
Digital revolutions are set to change the way we live, work and play. That’s why we’ve spared no effort in ensuring we are at the forefront of this new generation.
Our new digital banking initiative will focus on creating innovative products and services to integrate banking into our customers%27 digital lifestyle.
Responsibilities:

  • Support Consumer Credit Digital Enablement Head in performing comprehensive analyses based on Traditional, Non Traditional, and Dark Data to establish new acquisition operating model in Digital platform. Work together with GPA and other related units in developing new scorecard model and other models to underwrite new applications. Work together with external partners to gather and analyse their data to support new underwriting assessment. Introduce Test %26amp; Learn Framework for any new Risk Decision model implemented in Digital platform within Bank Risk Appetite . Perform continuous monitoring on Digi Acquisition %26amp; Portfolio Management performance as well as performance of Risk Model to ensure actual performance is as per development and perforn further fine tune in the models whenever is required.

Requirements :
  • Bachelor Degree from reputable university
  • Good communication and interpersonal skills
  • Highly motivated, self-driven, able to work without close supervision, making decision and strong control attitude
  • Strong in Analytics skills and experience in performing acquisition %26amp; portfolio analyses
  • Experience in Consumer Credit area, particularly in Policy %26amp; Credit Approval process
  • Good understanding in end to end Consumer Credit processing
Indonesia

About DBS Bank Ltd

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